RESILIENT FINTECH ECOSYSTEMS: THE ROLE OF DIGITAL AVATARS AND CHATBOTS IN BUILDING TRUST AND EMPATHY IN OMNICHANNEL MARKETING Authors O. Polinkevych https://orcid.org/0000-0001-6924-7296 V. Trynchuk https://orcid.org/0000-0001-7435-0159 V. Kostiuk https://orcid.org/0000-0001-7671-3603 L. Zaitseva https://orcid.org/0000-0002-9388-5500 І. Zelenitsa https://orcid.org/0000-0002-8259-4281 DOI: https://doi.org/10.32702/2306-6814.2026.10.152 Downloads pdf (Українська) Published 2026-05-21 Issue No. 10 (2026): ІНВЕСТИЦІЇ: ПРАКТИКА ТА ДОСВІД Section Статті