DIGITAL TRANSFORMATION OF THE FINANCIAL SYSTEM: OPPORTUNITIES AND CHALLENGES OF INNOVATIVE FINTECH SERVICES Authors Yu. Zavoloka https://orcid.org/0000-0002-3616-1725 A. Ivko https://orcid.org/0000-0002-4083-3678 V. Tatarinov https://orcid.org/0000-0001-7373-1267 V. Hnoievyi https://orcid.org/0000-0003-1669-9680 T. Bolgar https://orcid.org/0000-0003-1066-249X DOI: https://doi.org/10.32702/2306-6792.2025.23.117 Downloads pdf (Українська) Published 2025-12-04 Issue No. 23 (2025): AGROSVIT Section Статті