RISK MANAGEMENT AS A TOOL FOR INCREASING THE COMPETITIVENESS OF SERVICE ENTERPRISES IN A CHANGING BUSINESS ENVIRONMENT Authors M. Yeromina https://orcid.org/0000-0003-0355-0975 DOI: https://doi.org/10.32702/2307-2105.2025.12.72 Downloads pdf (Українська) Published 2025-12-17 Issue No. 12 (2025): Efektyvna ekonomika Section Статті